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Cash Management Solutions for Your Small Business Living Smart 

Cash Management Solutions for Your Small Business

Whether you are a small retailer with $250,000 a year in sales or a large manufacturer and distributor with more than $20 million in annual sales revenue, there are many products, features, and benefits along with automated processes to improve the way your business can manage its finances. Check with your local banker today and ask about these products and services. It may just take your small business to the next stage of growth and success.

Remote Deposit Capture is a service that enables a small business to scan and deposit checks electronically from one’s workplace directly into his or her business account without ever having to leave the office or go to a branch.

Convenience: Reduced visits to the branch cuts down on travel time costs and allows you to stay focused on your day-to-day business operations.

Better deposit availability: Usually, next-day-funds availability, which gives your small business enhanced cash flow capability

Reduced risk: Software rejects fraudulent items, validates date, presence of signature and endorsement, and detects duplicate check scans.

Online banking is useful for the same reasons as Remote Deposit Capture: Never leave the office or branch to take care of managing your finances, and conduct banking 24 hours a day, 7 days a week from anywhere.

View real-time account balance information and history
Transfer funds between accounts
View images of cancelled checks
Online access to credit card information
Make loan payments
Export account information to Quickbooks, Quicken, Microsoft Money software
Access your account from anywhere

Custom Features vary from place to place, but they are always a sophisticated set of tools that can be customized to suit any business needs, ensuring your operating cash flow needs are constantly met and that your small business prospers.

Balance reporting
Detail transaction reporting
Balance alerts
On-screen check images
Account-to-account transfers
Stop payments
Wire transfers
Positive pay (prevents check fraud against your accounts)
Account reconciliation

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